Q: What to do when you miss the Initial or Special Enrollment periods for Medicare?

• This is the "general enrollment period," and there is typically a life-long penalty if you sign up during this time. 

• If you have not applied during the other periods, you may still be able to sign up between January 1 and March 31 each year.

Sound confusing? It is! And it changes every year! Reach out to The Team at LifeStream Insurance Solutions  to discuss your specific situation.